There are many direct benefits when you become a member of the Ho’ala Dental Program. For starters, since Ho’ala is not an insurance plan, there are no claim forms to complete or billing to be done. This means cost savings that we can pass on to you, which is how we can offer you low membership fees and minimal out-of-pockets costs.

Other benefits include:

Fixed Out-of-Pocket Costs

We offer fixed discounted rates on all dental procedures. All discounted rates are provided to you in advance so that you know how much you will be paying for the procedure you receive. This means fixed out-of-pocket costs for you and your family.

No Annual Dollar Maximum

Insurance plans have a $600, $1000, or $1200 annual maximum. Any major dental work such as dentures or crowns can easily exhaust the annual benefit limit. As a member of Ho’ala, you are not restricted to a maximum dollar amount.

No Restrictions

Most insurance plans have restrictions and conditions that apply mainly to large procedures. For example, if you break a crown by accident, insurance will not cover the replacement crown if the crown is less than five years old. In this situation, you would have to pay for the crown at full price. Under the Ho’ala Dental Program, you are offered the same discounted price for your replacement crown every time.

No Exclusions

Crowns, bridges, orthodontics, and cosmetic procedures are a few of the services available to Ho’ala members.

No Waiting Periods

With the Ho’ala Dental Program, there are no waiting periods. You are immediately eligible for any dental procedure.

Discounts on Orthodontics

Our comprehensive orthodontic work is offered at a 20% discount -- an average savings of $1000-1500.

Discount on Teeth Whitening

We offer three whitening programs, Nite White, Zoom! and BriteSmile. Ho’ala members will receive a 10% discount on all of these services.